APPLY FOR FINANCIAL AID
Financial Support for Your Educational Journey
Even if you feel you may not qualify for federal financial aid due to your income or other reasons, you might be surprised about your eligibility.
Three Simple Steps to Apply
Step 1: Complete Your FAFSA
- Minimum GPA: 2.0 for undergraduate, 2.5 for graduate
- Credits must be from recognized institutions
- Courses must apply to chosen program
- Minimum grade: 鈥淐-鈥� undergrad, 鈥淏-鈥� graduate
Step 2: Complete Entrance Counseling
- Required for students applying for federal student loans
Step 3: Sign Master Promissory Note (MPN)
- Legal document agreeing to repay your federal student loans, interest, and fees
Federal Financial Aid Eligibility Criteria
To qualify, students must:
- Be a U.S. Citizen or eligible non-citizen (permanent resident)
- Have a high school diploma, GED, or equivalent
- Be enrolled in an eligible program
- Maintain satisfactory academic progress
- Not be in default on a federal student loan
- Not owe a refund on a federal grant
Available Federal Financial Aid Programs
Federal Pell Grant
For undergraduates without a bachelor鈥檚/professional degree. No repayment required.
Federal Supplemental Educational Opportunity Grants (FSEOG)
For undergraduates with exceptional financial need. Limited funding.
William D. Ford Federal Direct Loan (Direct Loan) Program
Federal student loan program where U.S. Department of Education is the lender.
Includes:
Direct Subsidized Loan 鈥� Need-based for undergraduates. Government covers interest while enrolled half-time + grace period.
Direct Unsubsidized Loan 鈥� For undergrad, grad, and professional students. Interest accrues during enrollment.
Direct PLUS Loan 鈥� For grad/professional students and parents of dependent undergrads. Credit-based.
Financial Planning Tools
Cost of Attendance Budgets
Detailed breakdowns for:
Federal student loan program where U.S. Department of Education is the lender.
Includes:
Associate Degrees
Bachelor鈥檚 Degrees
Master鈥檚 Degrees
Doctorate Degrees
Contact Information
Financial Aid Office
Email:
financialaid@calmu.edu
Office Hours:鈥�
Monday鈥揊riday, 9 A.M. 鈥� 5 P.M.
